Banks are institutions that have the right to carry out financial intermediation activities. That is, it collects the savings of customers and stores them in exchange for a cost for the service.
The costs of keeping money in a bank, whatever it is, are one of the main methods of financing the bank itself. Above all, the interest that customers pay for applying for a loan or taking out a mortgage, finances banking institutions.
Banks, ultimi articoli su Money.it International
Financial Times
4 December 2023 - 08:31
Some 73 per cent of the region’s banks are trading below book value.
Money.it
26 October 2023 - 13:00
Banks feel the tension of possible ECB decisions on minimum reserve requirements: what is it and why are there fears of further banking turbulence in the Eurozone?
Money.it
18 October 2023 - 13:12
Quarterly results above expectations give rise to hope for a soft landing for the US economy. But pay attention to the guidance for next year, warns Morgan Stanley.
Money.it
17 October 2023 - 13:01
A report from Northern Trust and HSBC this year estimated that 5% to 10% of all assets will be digital by 2030.
Money.it
6 October 2023 - 10:55
Banks are starting to fear the Fed’s restrictive policy and the knock-on effects on their balance sheets (not compensated by high margins).
Lorenzo Bagnato
5 October 2023 - 11:51
Working for JP Morgan is usually a dream come true for many financial workers. Here’s a brief guide on how to start your career at JP Morgan.
Money.it
30 September 2023 - 07:00
It is estimated that there could be 15 CBDCs in circulation by 2030 but currently, there are just 4: eNaria in Nigeria, Sand Dollar in the Bahamas, DCash in the Caribbean, and e-CNY in China.
Money.it
18 August 2023 - 16:43
The Fed’s minutes fueled the climate of uncertainty in stock exchanges. Here’s what to expect from the S&P 500 right now.
Money.it
16 August 2023 - 09:55
Banks share current account and transaction data with third-party companies through the use of open banking. Let’s see in detail what it is and why it is important for the banking and fintech world.
Lorenzo Bagnato
8 August 2023 - 16:14
Following Fitch’s US downgrade, Moody’s too decided to cut the rating of small and medium-sized American banks.
