Credit cards are electronic payment instruments issued by competent banks or financial authorities.
From the aesthetic point of view, credit cards are rectangular shaped plastic cards made up of a magnetic stripe and / or a microchip that store the data of the owner of the same.
In short, through credit cards, the customer has the possibility to regularize the payment in a moment after the purchase. Obviously, the sum "lent" by the issuer through credit cards must be returned by the customer within the time frame and in the manner established by the contract stipulated between the two subjects well before the cards are issued.
The positive aspects of credit cards include both their simplicity in their use and their practicality. Among the negative aspects, however, all the risks deriving from the loss or cloning of the same credit cards are noted.
