Interest rates

By interest rate we mean the cost of the borrowed money. This money can be borrowed for a mortgage or any other type of loan.
The banks will still ask for an interest rate for the sum that has been granted.

The official interest rate is the rate at which the central banks of individual countries grant loans to ordinary credit institutions by demanding as collateral assets held by the same banks (such as, for example, government bonds).

The official interest rate is controlled directly by the Central Bank and is an important management tool for the liquidity in circulation in the economic system.

Read also What are interest rates?, in order to have a clear view of the situation and clarify any doubts on the matter.

Interest rates, ultimi articoli su Money.it International

What eight centuries of data tell us about interest rates

Financial Times

12 April 2024 - 09:47

What eight centuries of data tell us about interest rates

Research suggests that these have long been in steady decline.

JP Morgan chief says interest rates could reach 8% in investors letter

Lorenzo Bagnato

9 April 2024 - 18:51

JP Morgan chief says interest rates could reach 8% in investors letter

Jamie Dimon, the CEO of JP Morgan Chase, believes there’s a possibility the Fed could bring interest rates to 8%.

Rising oil prices may disrupt the Fed, ECB’s plans

Lorenzo Bagnato

8 April 2024 - 11:05

Rising oil prices may disrupt the Fed, ECB's plans

Oil prices are going up again, threatening to increase inflation once more. This goes against the central banks’ plan of cutting interest rates this year.

What happens to stock markets if the Fed doesn’t lower rates in 2024?

Money.it

3 April 2024 - 15:00

What happens to stock markets if the Fed doesn't lower rates in 2024?

The release of the Core PCE data, together with Jerome Powell’s conference, has once again focused the stock market’s attention on the Fed’s future monetary policy decisions.

This central bank surprised markets with the first rate cut

Money.it

25 March 2024 - 13:00

This central bank surprised markets with the first rate cut

The first move to reduce interest rates has been made ahead of the ECB and the Fed.

BoE leaves rates unchanged despite UK inflation dropping steadily

Lorenzo Bagnato

21 March 2024 - 17:06

BoE leaves rates unchanged despite UK inflation dropping steadily

The Bank of England decided to wait for interest rate cuts, even though inflation is falling faster than expected.

Japan nearly avoids recession as BoJ eyes interest rate hikes

Lorenzo Bagnato

11 March 2024 - 11:26

Japan nearly avoids recession as BoJ eyes interest rate hikes

Revised GDP data show economic growth for Japan, though it may soon come to an end as the Bank of Japan considers raising interest rates.

ECB keeps rates unchanged but sets stage for June cuts

Lorenzo Bagnato

7 March 2024 - 16:50

ECB keeps rates unchanged but sets stage for June cuts

The European Central Bank left interest rates unchanged in March. The committee keeps pointing at a first rate cut in June.

PCE, unemployment, and savings show the Fed won’t cut rates so soon

Lorenzo Bagnato

29 February 2024 - 21:00

PCE, unemployment, and savings show the Fed won't cut rates so soon

A new swath of economic data proves the Fed is unlikely to cut interest rates early. However, the question of when remains.

Bitcoin at $100,000? 3 key factors behind the next rally

Money.it

21 February 2024 - 13:00

Bitcoin at $100,000? 3 key factors behind the next rally

In 2024, Bitcoin could reach $100,000. This prediction is based on 3 catalysts that could define BTC’s next cyclical trends.