In economics, the verb to save indicates the action of spending less than what is consumed, if not precisely to avoid spending. Saving is the verb derived from the noun savings.
In economy, saving identifies a flow rate, because it varies over time.
Savings correspond to the part of a person’s income not intended for consumption or investments, but set aside to make it available at a future time or in the face of contingent emergencies or needs. Saving is linked to investment: by not using consumption capital, it is possible to invest in resources that can be used to produce fixed capital and increase economic growth. However, saving does not directly mean investing: you can save money without investing it, but this type of behavior causes a decrease in demand followed by a recession and no more economic growth. To identify the correct measure of savings between consumption and investments, the savings rate of the golden rule is used.
For further information: “How to save? 30 easy tricks "
