Ben Simmons has earned $203,356,689 over his NBA career, according to Spotrac’s official contract tracker, making him one of the highest-paid players of his generation despite not having played a full, healthy season in years. On September 4, 2026, the Sacramento Kings agreed to sign him to a one-year deal worth up to $3.5 million — with only $1 million of it guaranteed if he makes the team’s opening-night roster.

The gap between those two numbers is the whole story.

Where Does Ben Simmons’s Money Actually Come From?

Simmons was the No. 1 pick in the 2016 NBA Draft and signed a four-year, $26.62 million rookie-scale contract with the Philadelphia 76ers before playing a single game. He signed with Nike the same year. Two All-Star-caliber seasons later, the 76ers locked him up with a five-year, $177.2 million maximum extension in July 2019 — a deal that, at the time, looked like the foundation of a franchise cornerstone’s fortune. That single contract accounts for the bulk of the $203 million Spotrac has him earning across his career, more than any rookie-scale deal, Nike contract or investment ever could.

Net-worth trackers, which factor in taxes, spending and off-court assets rather than gross salary, put his personal fortune far lower and in a wide range: estimates run from roughly $45 million to $100 million, depending on the outlet and how recently it was updated. That spread is unusually wide even by the standards of athlete net-worth estimates, and it reflects just how much of Simmons’s guaranteed money has already been collected and spent, invested or lost to the realities of a career that stalled out.

How Did a $177 Million Guarantee Turn Into a $3.5 Million Tryout?

The supermax extension started falling apart almost immediately. Simmons demanded a trade out of Philadelphia in 2021, sat out most of that season in a standoff with the 76ers, and was eventually shipped to the Brooklyn Nets in February 2022 in the blockbuster deal that sent James Harden the other way. Back and knee injuries, plus a much-publicized mental-health absence, limited him to a handful of games a season in Brooklyn. The Nets waived him in a buyout in February 2025, and the Los Angeles Clippers picked him up for the stretch run, but he didn’t suit up again after their first-round playoff exit that spring — sitting out the entire 2025-26 season as a free agent.

That’s the résumé the Kings were signing on September 4: a three-time All-Star who hasn’t played a full NBA season in years, on a deal so cautious that Sacramento guaranteed him barely more than the league minimum. It’s a steep comedown from a level of guaranteed money that, at signing, ranked alongside the NBA’s most extreme second contracts — and a world away from the richest single-season salary in league history, which now belongs to a very different kind of former No. 1 pick.

What’s Next for Ben Simmons’s Net Worth in 2026?

For now, the math is simple: Simmons has already banked the $203 million that built his net worth, and nothing he does in Sacramento changes that historical total. What his Kings tryout can change is the shape of what comes next. If he makes the roster and stays healthy — the two things that have eluded him for most of the past five years — the incentives in a make-good deal like this one typically open the door to a bigger contract next summer, at a moment when the league’s highest earners are being paid more than ever. If he doesn’t, $3.5 million becomes a footnote on a career that already banked its real money years ago.

Either way, Ben Simmons’s 2026 net worth says less about what he’s doing on the court right now than about a contract he signed seven years ago — and how rarely, in professional sports, guaranteed money and playing time end up telling the same story.